/* ==========================================================================
   WEALTH PROJECTION CALCULATOR PAGE
   ========================================================================== */

   :root {
    --primary-blue: #0052cc;
    --hero-gradient: linear-gradient(135deg, #0061ff 0%, #0033aa 100%);
    --bg-light: #f8fafc;
    --white: #ffffff;
    --text-main: #1e293b;
    --text-muted: #64748b;
    --border-color: #e2e8f0;
    --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.05);
    --shadow-md: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --radius: 12px;
    --transition: all 0.3s ease;
    --success-bg: #ecfdf5;
    --success-text: #047857;
    --warning-bg: #fff7ed;
    --warning-text: #c2410c;
    --danger-bg: #fef2f2;
    --danger-text: #b91c1c;
  }
  
  html {
    scroll-behavior: smooth;
  }
  
  body {
    margin: 0;
    padding: 0;
    font-family: "Inter", sans-serif;
    color: var(--text-main);
    background: var(--white);
    line-height: 1.7;
  }
  
  *,
  *::before,
  *::after {
    box-sizing: border-box;
  }
  
  img,
  canvas {
    display: block;
    max-width: 100%;
  }
  
  a {
    color: var(--primary-blue);
    text-decoration: none;
    transition: var(--transition);
  }
  
  a:hover {
    text-decoration: underline;
  }
  
  .container {
    width: 100%;
    max-width: 1200px;
    padding: 0 16px;
    margin: 0 auto;
  }
  
  .section-padding {
    padding: 64px 0;
  }
  
  .section-spacing {
    margin-top: 32px;
  }
  
  .bg-light {
    background: var(--bg-light);
  }
  
  .hidden {
    display: none !important;
  }
  
  /* HERO */
  
  .hero {
    background: var(--hero-gradient);
    color: var(--white);
    padding: 30px 0 72px;
  }
  
  .breadcrumb {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 8px;
    font-size: 0.92rem;
    margin-bottom: 26px;
    opacity: 0.95;
  }
  
  .breadcrumb a {
    color: rgba(255, 255, 255, 0.94);
  }
  
  .breadcrumb .current {
    color: rgba(255, 255, 255, 0.86);
  }
  
  .hero-content {
    max-width: 900px;
  }
  
  .hero h1 {
    margin: 0 0 16px;
    color: var(--white);
    font-size: clamp(2rem, 4vw, 3.1rem);
    line-height: 1.12;
  }
  
  .hero-lead {
    margin: 0 0 14px;
    max-width: 850px;
    color: rgba(255, 255, 255, 0.94);
    font-size: 1.06rem;
  }
  
  .hero-summary {
    margin: 0 0 24px;
    max-width: 820px;
    color: rgba(255, 255, 255, 0.9);
  }
  
  .hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
  }
  
  /* BUTTONS */
  
  .btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    min-height: 48px;
    padding: 12px 18px;
    border-radius: var(--radius);
    border: 1px solid transparent;
    font: inherit;
    font-size: 0.98rem;
    font-weight: 700;
    cursor: pointer;
    transition: var(--transition);
    text-decoration: none;
  }
  
  .btn:hover {
    transform: translateY(-1px);
    text-decoration: none;
  }
  
  .btn-primary {
    background: var(--white);
    color: var(--primary-blue);
    box-shadow: var(--shadow-md);
  }
  
  .btn-primary:hover {
    background: #f8fbff;
  }
  
  .btn-secondary {
    background: transparent;
    color: var(--white);
    border-color: rgba(255, 255, 255, 0.36);
  }
  
  .btn-secondary:hover {
    background: rgba(255, 255, 255, 0.12);
  }
  
  main .btn-secondary {
    color: var(--text-main);
    background: var(--white);
    border-color: var(--border-color);
  }
  
  main .btn-secondary:hover {
    background: var(--bg-light);
  }
  
  .button-row,
  .cta-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 22px;
  }
  
  /* CARDS */
  
  .intro-strip {
    padding-top: 32px;
    padding-bottom: 0;
  }
  
  .section-card,
  .calculator-card,
  .summary-card {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius);
    box-shadow: var(--shadow-sm);
    padding: 28px;
  }
  
  .section-card h2,
  .calculator-card h2 {
    margin: 0 0 14px;
    font-size: 1.72rem;
    line-height: 1.28;
    color: var(--text-main);
  }
  
  .section-card h3,
  .calculator-card h3,
  .summary-card h3 {
    margin-top: 0;
    color: var(--text-main);
  }
  
  .section-card p:last-child,
  .calculator-card p:last-child,
  .summary-card p:last-child {
    margin-bottom: 0;
  }
  
  .mini-label {
    display: inline-block;
    font-size: 0.8rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
  }
  
  .dark-label {
    color: var(--primary-blue);
  }
  
  /* CALCULATOR */
  
  .calculator-layout {
    display: grid;
    grid-template-columns: 1.03fr 0.97fr;
    gap: 24px;
    align-items: start;
  }
  
  .card-heading {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 24px;
  }
  
  .card-heading p {
    margin: 0;
    color: var(--text-muted);
  }
  
  .card-heading h2 {
    margin-bottom: 8px;
  }
  
  .card-icon {
    width: 50px;
    height: 50px;
    min-width: 50px;
    border-radius: 14px;
    background: rgba(0, 82, 204, 0.08);
    color: var(--primary-blue);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
  }
  
  .form-grid {
    display: grid;
    gap: 18px;
  }
  
  .form-grid.two-col {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  
  .form-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
    min-width: 0;
  }
  
  .form-group label {
    font-weight: 600;
    color: var(--text-main);
  }
  
  .form-group small {
    color: var(--text-muted);
    font-size: 0.86rem;
    line-height: 1.55;
  }
  
  .form-group input,
  .form-group select {
    width: 100%;
    min-height: 48px;
    padding: 12px 14px;
    border-radius: 10px;
    border: 1px solid var(--border-color);
    background: var(--white);
    color: var(--text-main);
    font: inherit;
    transition: var(--transition);
  }
  
  .form-group input:focus,
  .form-group select:focus {
    outline: none;
    border-color: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(0, 82, 204, 0.12);
  }
  
  .info-callout {
    margin-top: 18px;
    padding: 16px 18px;
    border-radius: 12px;
    border: 1px solid var(--border-color);
  }
  
  .info-callout p {
    margin: 0;
  }
  
  .info-callout.neutral {
    background: #f8fbff;
  }
  
  .info-callout.success {
    background: var(--success-bg);
    color: var(--success-text);
    border-color: rgba(4, 120, 87, 0.14);
  }
  
  .form-message {
    display: none;
    margin-top: 18px;
    padding: 14px 16px;
    border-radius: 10px;
    font-weight: 600;
  }
  
  .form-message.error {
    display: block;
    background: var(--danger-bg);
    color: var(--danger-text);
    border: 1px solid rgba(185, 28, 28, 0.14);
  }
  
  .form-message.success {
    display: block;
    background: var(--success-bg);
    color: var(--success-text);
    border: 1px solid rgba(4, 120, 87, 0.14);
  }
  
  /* RESULTS */
  
  .results-placeholder {
    text-align: center;
    padding: 42px 18px;
  }
  
  .placeholder-icon {
    width: 74px;
    height: 74px;
    margin: 0 auto 18px;
    border-radius: 50%;
    background: rgba(0, 82, 204, 0.08);
    color: var(--primary-blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.55rem;
  }
  
  .results-top {
    margin-bottom: 20px;
  }
  
  .result-primary h3 {
    margin: 8px 0 10px;
    font-size: clamp(1.85rem, 4vw, 2.55rem);
    line-height: 1.1;
    color: var(--primary-blue);
    overflow-wrap: anywhere;
  }
  
  .result-primary p {
    margin: 0;
    color: var(--text-muted);
  }
  
  .results-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
    margin-bottom: 20px;
  }
  
  .result-tile {
    min-width: 0;
    padding: 16px;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    background: var(--white);
  }
  
  .highlight-tile {
    background: #f8fbff;
    border-color: rgba(0, 82, 204, 0.18);
  }
  
  .result-tile span {
    display: block;
    margin-bottom: 8px;
    color: var(--text-muted);
    font-size: 0.93rem;
  }
  
  .result-tile strong {
    display: block;
    font-size: 1.18rem;
    color: var(--text-main);
    overflow-wrap: anywhere;
    word-break: break-word;
  }
  
  .result-tile small {
    display: block;
    margin-top: 8px;
    color: var(--text-muted);
    font-size: 0.84rem;
    line-height: 1.5;
  }
  
  .results-note {
    margin-top: 18px;
    padding: 16px;
    border-radius: 12px;
    background: #fff7ed;
    border: 1px solid rgba(194, 65, 12, 0.14);
    color: var(--warning-text);
  }
  
  .results-note p {
    margin: 0;
  }
  
  .results-action {
    margin-top: 18px;
  }
  
  /* CONTENT LAYOUTS */
  
  .summary-grid,
  .mini-cards,
  .comparison-grid,
  .warning-list,
  .related-grid {
    display: grid;
    gap: 16px;
  }
  
  .summary-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    margin-top: 18px;
  }
  
  .mini-cards {
    margin-top: 18px;
  }
  
  .mini-cards.three {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
  
  .comparison-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    margin-top: 18px;
  }
  
  .warning-list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    margin-top: 18px;
  }
  
  .related-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    margin-top: 20px;
  }
  
  .mini-card,
  .comparison-card,
  .warning-item,
  .related-card,
  .summary-card {
    min-width: 0;
    padding: 20px;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    background: var(--white);
  }
  
  .mini-card,
  .summary-card {
    background: var(--bg-light);
  }
  
  .emphasis-card {
    background: #f8fbff;
    border-color: rgba(0, 82, 204, 0.15);
  }
  
  .mini-card h3,
  .comparison-card h3,
  .warning-item h3,
  .related-card h3,
  .summary-card h3 {
    margin-bottom: 10px;
    font-size: 1.05rem;
  }
  
  /* TABLES */
  
  .table-wrap {
    width: 100%;
    overflow-x: auto;
    margin: 20px 0 0;
    -webkit-overflow-scrolling: touch;
  }
  
  .info-table {
    width: 100%;
    min-width: 760px;
    border-collapse: collapse;
  }
  
  .info-table th,
  .info-table td {
    padding: 14px 16px;
    border: 1px solid var(--border-color);
    text-align: left;
    vertical-align: top;
  }
  
  .info-table th {
    background: #f1f5f9;
    font-weight: 700;
  }
  
  .empty-state {
    text-align: center;
    color: var(--text-muted);
    padding: 24px !important;
  }
  
  /* FAQ */
  
  .faq-list {
    display: grid;
    gap: 14px;
    margin-top: 20px;
  }
  
  .faq-item {
    overflow: hidden;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    background: var(--white);
  }
  
  .faq-question {
    width: 100%;
    border: none;
    background: var(--white);
    color: var(--text-main);
    padding: 18px 20px;
    text-align: left;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    font: inherit;
    font-weight: 700;
    cursor: pointer;
    transition: var(--transition);
  }
  
  .faq-question:hover {
    background: #f8fbff;
  }
  
  .faq-question span {
    color: var(--primary-blue);
    font-weight: 800;
    flex: 0 0 auto;
  }
  
  .faq-answer {
    display: none;
    background: #fcfdff;
  }
  
  .faq-item.active .faq-answer {
    display: block;
  }
  
  .faq-answer p {
    margin: 0;
    padding: 0 20px 20px;
    color: var(--text-muted);
  }
  
  /* RELATED / CTA */
  
  .related-card {
    display: block;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    text-decoration: none;
  }
  
  .related-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
    text-decoration: none;
  }
  
  .related-card p {
    color: var(--text-muted);
  }
  
  .related-card span {
    display: inline-block;
    margin-top: 8px;
    font-weight: 700;
    color: var(--primary-blue);
  }
  
  .cta-section {
    padding: 34px;
    border-radius: 16px;
    text-align: center;
    background: var(--hero-gradient);
    color: var(--white);
    box-shadow: var(--shadow-md);
  }
  
  .cta-section h2 {
    margin: 0 0 12px;
    color: var(--white);
  }
  
  .cta-section p {
    margin: 0 auto;
    max-width: 780px;
    color: rgba(255, 255, 255, 0.92);
  }
  
  /* RESPONSIVE */
  
  @media (max-width: 980px) {
    .calculator-layout,
    .summary-grid,
    .mini-cards.three,
    .comparison-grid,
    .warning-list,
    .related-grid {
      grid-template-columns: 1fr;
    }
  
    .results-card {
      order: 2;
    }
  }
  
  @media (max-width: 720px) {
    .section-padding {
      padding: 44px 0;
    }
  
    .hero {
      padding: 24px 0 56px;
    }
  
    .hero-actions,
    .button-row,
    .cta-actions {
      flex-direction: column;
    }
  
    .btn {
      width: 100%;
    }
  
    .section-card,
    .calculator-card,
    .summary-card {
      padding: 22px;
    }
  
    .form-grid.two-col,
    .results-grid {
      grid-template-columns: 1fr;
    }
  
    .card-heading {
      flex-direction: column;
    }
  
    .info-table {
      min-width: 700px;
    }
  }
  
  @media (max-width: 480px) {
    .container {
      padding: 0 14px;
    }
  
    .section-card,
    .calculator-card,
    .summary-card {
      padding: 18px;
    }
  
    .hero h1 {
      font-size: 2rem;
    }
  
    .section-card h2,
    .calculator-card h2 {
      font-size: 1.45rem;
    }
  
    .result-primary h3 {
      font-size: 1.8rem;
    }
  
    .result-tile strong {
      font-size: 1.08rem;
    }
  }