/*-----------------------------------------------------------------------------------
PERSONAL FINANCE GUIDE PAGE LAYOUT
Reusable for LifeToolSuit personal finance guide articles
-----------------------------------------------------------------------------------*/

.finance-guide-hero {
    background: var(--hero-gradient);
    color: var(--white);
    padding: 2rem 0 4rem;
}

.finance-guide-hero .breadcrumb {
    margin-bottom: 1.5rem;
    color: rgba(255, 255, 255, 0.85);
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    font-size: 0.95rem;
}

.finance-guide-hero .breadcrumb a {
    color: rgba(255, 255, 255, 0.95);
    text-decoration: none;
}

.finance-hero-content {
    display: grid;
    grid-template-columns: minmax(0, 1.45fr) minmax(300px, 0.85fr);
    gap: 2rem;
    align-items: start;
}

.finance-hero-text h1 {
    font-size: clamp(2rem, 4vw, 3.35rem);
    line-height: 1.12;
    margin-bottom: 1rem;
    color: var(--white);
}

.finance-subtitle {
    font-size: 1.08rem;
    line-height: 1.75;
    max-width: 780px;
    opacity: 0.96;
}

.finance-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    margin-top: 1.5rem;
}

.finance-meta span {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    font-size: 0.95rem;
}

.finance-quick-card,
.finance-card,
.finance-sidebar-card,
.finance-final-card,
.rent-calculator-card {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius);
    box-shadow: var(--shadow-sm);
}

.finance-quick-card {
    padding: 1.5rem;
    color: var(--text-main);
}

.finance-quick-card h2 {
    margin-bottom: 0.85rem;
    color: var(--text-main);
}

.finance-quick-card p,
.finance-quick-card li {
    color: var(--text-muted);
    line-height: 1.75;
}

.finance-quick-card ul {
    padding-left: 1.15rem;
    margin: 1rem 0 1.25rem;
}

.finance-guide-section {
    background: var(--bg-light);
}

.finance-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.65fr) minmax(280px, 0.75fr);
    gap: 2rem;
    align-items: start;
}

.finance-main,
.finance-sidebar {
    min-width: 0;
}

.finance-card {
    padding: 1.6rem;
    margin-bottom: 1.5rem;
}

.finance-card h2 {
    font-size: 1.7rem;
    margin-bottom: 1rem;
    line-height: 1.25;
    color: var(--text-main);
}

.finance-card h3 {
    margin: 1.25rem 0 0.75rem;
    font-size: 1.2rem;
    color: var(--text-main);
}

.finance-card p,
.finance-card li {
    color: var(--text-muted);
    line-height: 1.8;
}

.finance-card a,
.finance-sidebar-links a,
.finance-related-card {
    color: var(--primary-blue);
    text-decoration: none;
}

.finance-card a:hover,
.finance-sidebar-links a:hover,
.finance-related-card:hover {
    text-decoration: underline;
}

.finance-lead {
    font-size: 1.06rem;
    color: var(--text-main);
}

.finance-answer-box {
    background: #eef6ff;
    border: 1px solid #bfdbfe;
    border-left: 5px solid var(--primary-blue);
    border-radius: var(--radius);
    padding: 1.25rem;
    margin: 1.25rem 0;
}

.finance-answer-box h2,
.finance-answer-box h3 {
    margin-top: 0;
}

.finance-answer-list {
    padding-left: 1.15rem;
    margin: 0.75rem 0 0;
}

.finance-answer-list li {
    margin-bottom: 0.55rem;
}

.finance-pill-row {
    display: flex;
    flex-wrap: wrap;
    gap: 0.7rem;
    margin: 1rem 0;
}

.finance-pill {
    display: inline-flex;
    align-items: center;
    border-radius: 999px;
    padding: 0.45rem 0.8rem;
    background: #eaf1ff;
    color: var(--primary-blue);
    font-weight: 700;
    font-size: 0.92rem;
}

.finance-toc {
    background: #ffffff;
}

.finance-toc-list,
.finance-list,
.finance-steps,
.finance-sidebar-list {
    padding-left: 1.2rem;
}

.finance-toc-list li,
.finance-list li,
.finance-steps li,
.finance-sidebar-list li {
    margin-bottom: 0.65rem;
}

.finance-grid,
.finance-example-grid,
.finance-factor-grid,
.finance-related-grid {
    display: grid;
    gap: 1rem;
    margin-top: 1rem;
}

.finance-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.finance-example-grid,
.finance-factor-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.finance-related-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.finance-info-box,
.finance-example-box,
.finance-factor-box,
.finance-step-box,
.finance-related-card,
.finance-warning-item,
.finance-tip-item,
.finance-callout {
    background: #f8fafc;
    border: 1px solid var(--border-color);
    border-radius: var(--radius);
    padding: 1rem;
}

.finance-info-box h3,
.finance-example-box h3,
.finance-factor-box h3,
.finance-step-box h3,
.finance-warning-item h3,
.finance-tip-item h3 {
    margin-top: 0;
}

.finance-step-number {
    width: 2rem;
    height: 2rem;
    border-radius: 50%;
    background: var(--primary-blue);
    color: var(--white);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    margin-bottom: 0.75rem;
}

.finance-callout {
    margin: 1rem 0;
    background: #f0fdf4;
    border-color: #bbf7d0;
}

.finance-warning {
    background: #fff7ed;
    border-color: #fed7aa;
}

.finance-danger {
    background: #fef2f2;
    border-color: #fecaca;
}

.finance-muted-note {
    font-size: 0.95rem;
    color: var(--text-muted);
}

/*-----------------------------------------------------------------------------------
RENT AFFORDABILITY CALCULATOR
-----------------------------------------------------------------------------------*/

.rent-calculator-card {
    padding: 1.5rem;
    margin: 1.25rem 0;
    background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.rent-calculator-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(280px, 0.9fr);
    gap: 1.25rem;
    align-items: stretch;
}

.rent-inputs,
.rent-results {
    background: #ffffff;
    border: 1px solid var(--border-color);
    border-radius: var(--radius);
    padding: 1.25rem;
}

.rent-form-group {
    margin-bottom: 1rem;
}

.rent-form-group label {
    display: block;
    font-weight: 700;
    color: var(--text-main);
    margin-bottom: 0.45rem;
}

.rent-form-group input,
.rent-form-group select {
    width: 100%;
    border: 1px solid var(--border-color);
    border-radius: 10px;
    padding: 0.85rem 0.9rem;
    font: inherit;
    color: var(--text-main);
    background: #ffffff;
}

.rent-form-group input:focus,
.rent-form-group select:focus {
    outline: 2px solid rgba(0, 82, 204, 0.18);
    border-color: var(--primary-blue);
}

.rent-range-row {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
    align-items: center;
    margin-bottom: 0.45rem;
}

.rent-range-value {
    font-weight: 800;
    color: var(--primary-blue);
}

.rent-slider {
    width: 100%;
    accent-color: var(--primary-blue);
}

.rent-button {
    width: 100%;
    border: none;
    cursor: pointer;
    margin-top: 0.4rem;
}

.rent-results-placeholder {
    color: var(--text-muted);
    line-height: 1.7;
}

.rent-result-main {
    font-size: clamp(1.8rem, 4vw, 2.6rem);
    line-height: 1.1;
    font-weight: 800;
    color: var(--primary-blue);
    margin: 0.5rem 0;
}

.rent-result-label {
    color: var(--text-muted);
    font-weight: 600;
}

.rent-result-status {
    display: inline-flex;
    border-radius: 999px;
    padding: 0.4rem 0.75rem;
    font-size: 0.9rem;
    font-weight: 800;
    margin: 0.75rem 0;
}

.rent-status-safe {
    background: var(--success-bg);
    color: var(--success-text);
}

.rent-status-caution {
    background: var(--warning-bg);
    color: var(--warning-text);
}

.rent-status-risk {
    background: var(--danger-bg);
    color: var(--danger-text);
}

.rent-result-breakdown {
    display: grid;
    gap: 0.65rem;
    margin-top: 1rem;
}

.rent-breakdown-row {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
    border-bottom: 1px solid var(--border-color);
    padding-bottom: 0.65rem;
}

.rent-breakdown-row:last-child {
    border-bottom: none;
}

.rent-breakdown-row span:first-child {
    color: var(--text-muted);
}

.rent-breakdown-row strong {
    color: var(--text-main);
}

/*-----------------------------------------------------------------------------------
TABLES
-----------------------------------------------------------------------------------*/

.finance-table-wrapper {
    overflow-x: auto;
    margin-top: 1rem;
}

.finance-table {
    width: 100%;
    border-collapse: collapse;
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius);
    overflow: hidden;
    min-width: 560px;
}

.finance-table thead {
    background: #eef6ff;
}

.finance-table th {
    text-align: left;
    padding: 14px 16px;
    font-weight: 800;
    color: var(--text-main);
    border-bottom: 1px solid var(--border-color);
}

.finance-table td {
    padding: 14px 16px;
    color: var(--text-muted);
    border-bottom: 1px solid var(--border-color);
}

.finance-table tr:last-child td {
    border-bottom: none;
}

.finance-table tr:hover {
    background: rgba(0, 82, 204, 0.04);
}

/*-----------------------------------------------------------------------------------
RELATED TOOLS / GUIDES
-----------------------------------------------------------------------------------*/

.finance-related-card {
    display: block;
    font-weight: 700;
    transition: var(--transition);
}

.finance-related-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-sm);
    text-decoration: none;
}

/*-----------------------------------------------------------------------------------
FAQ
-----------------------------------------------------------------------------------*/

.finance-faq-item {
    border-bottom: 1px solid var(--border-color);
    padding: 1rem 0;
}

.finance-faq-item:last-child {
    border-bottom: none;
}

.finance-faq-item h3 {
    font-size: 1.05rem;
    margin-bottom: 0.5rem;
    color: var(--text-main);
}

.finance-faq-item p {
    color: var(--text-muted);
    line-height: 1.7;
}

/*-----------------------------------------------------------------------------------
SIDEBAR
-----------------------------------------------------------------------------------*/

.finance-sidebar-card {
    padding: 1.25rem;
    margin-bottom: 1.25rem;
}

.finance-sidebar-card.sticky-card {
    position: sticky;
    top: 100px;
}

.finance-sidebar-card h3 {
    margin-bottom: 0.75rem;
    color: var(--text-main);
}

.finance-sidebar-list {
    color: var(--text-muted);
}

.finance-sidebar-links {
    display: grid;
    gap: 0.75rem;
    margin-top: 0.75rem;
}

.finance-sidebar-links a {
    font-weight: 700;
}

.finance-sidebar-cta {
    background: linear-gradient(180deg, #ffffff 0%, #f0f7ff 100%);
}

/*-----------------------------------------------------------------------------------
BUTTONS / CTA
-----------------------------------------------------------------------------------*/

.finance-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    border-radius: 10px;
    padding: 0.85rem 1.15rem;
    font-weight: 800;
    transition: var(--transition);
}

.finance-btn-primary {
    background: var(--primary-blue);
    color: var(--white);
}

.finance-btn-secondary {
    background: #eaf1ff;
    color: var(--primary-blue);
}

.finance-btn-full {
    width: 100%;
}

.finance-final-section {
    background: var(--bg-light);
}

.finance-final-card {
    padding: 2rem;
    text-align: center;
    background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.finance-final-card h2 {
    margin-bottom: 0.75rem;
}

.finance-final-card p {
    color: var(--text-muted);
    line-height: 1.75;
    max-width: 760px;
    margin-left: auto;
    margin-right: auto;
}

.finance-cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
    margin-top: 1.25rem;
}

/*-----------------------------------------------------------------------------------
DISCLAIMER
-----------------------------------------------------------------------------------*/

.finance-disclaimer {
    background: #fffaf3;
    border-color: #f4d9a8;
}

/*-----------------------------------------------------------------------------------
RESPONSIVE
-----------------------------------------------------------------------------------*/

@media (max-width: 1024px) {
    .finance-hero-content,
    .finance-layout,
    .rent-calculator-grid,
    .finance-example-grid,
    .finance-factor-grid {
        grid-template-columns: 1fr;
    }

    .finance-grid,
    .finance-related-grid {
        grid-template-columns: 1fr 1fr;
    }

    .finance-sidebar-card.sticky-card {
        position: static;
    }
}

@media (max-width: 768px) {
    .finance-guide-hero {
        padding: 1.5rem 0 3rem;
    }

    .finance-card,
    .finance-quick-card,
    .finance-sidebar-card,
    .finance-final-card,
    .rent-calculator-card {
        padding: 1.2rem;
    }

    .finance-grid,
    .finance-related-grid {
        grid-template-columns: 1fr;
    }

    .finance-card h2 {
        font-size: 1.45rem;
    }

    .finance-card h3 {
        font-size: 1.08rem;
    }

    .finance-meta {
        gap: 0.75rem;
    }
}

@media (max-width: 480px) {
    .finance-meta {
        flex-direction: column;
        gap: 0.65rem;
        align-items: flex-start;
    }

    .finance-cta-buttons {
        flex-direction: column;
    }

    .finance-btn,
    .finance-btn-full {
        width: 100%;
    }

    .finance-hero-text h1 {
        font-size: 1.9rem;
    }

    .finance-subtitle {
        font-size: 1rem;
    }

    .rent-inputs,
    .rent-results {
        padding: 1rem;
    }
}